Financial software development services

RubyGarage has earned the trust of fintech startups and financial institutions by delivering secure and reliable systems powered by modern technologies. We offer software development services and dedicated teams to support your custom financial software development.

Tell us about your project

Build better fintech software

Our engineers have more than seven years of experience in software engineering and they have participated in different fintech projects. Our distinctive skills and proven processes in the area of agile software development and user experience design secure the delivery of a high-quality product.


Third-party vendors, cross-border exchanges, increased use of mobile technologies are all forces that make cyber-security one of biggest concerns for financial companies. We identify major threats and take all possible measures to counter them.


Any software product, including financial software, needs to provide a positive user experience. To prevent failures, our QA specialists make a test plan and then validate if the system meets the requirements. We test software and fix errors in an iterative manner.


Far too often companies don't pay enough attention to software scalability. But when they start to grow, scalability becomes their main problem. We build software with scalability in mind by using microservice architecture and scalable technologies.


Going forward after the first release will require you to modify your code, whether it's because of adding new features or updating technology. To make code easy to work with we follow industry conventions and "the golden rules of coding" that every good programmer knows about.


For years financial industry players focused their efforts on what they have to offer instead of what their customers want. Now the situation changed completely. In our UX design approach we put the customer in the center, and design solutions around people's needs.

Web and mobile

The majority of finance applications require both platforms web and mobile to be able to offer a compelling value proposition for customers. We offer dedicated teams to build digital platforms for web, iOS, and Android so you don't need to search for specific experts.

Take a look at the work we've done for companies in the financial services industry

We've built dedicated teams for fintech startups, enterprise companies, and even startup accelerators. Take a look at the results of our work in the case studies below:

Social trading and investment startup

App development for a social trading and investment startup

This crowdsourcing platform for investments is based on a simple idea of making the stock market more accessible and easier to understand for everybody. The platform has raised $13 million in funding and attracted more than 483 million users worldwide.

Building an investment platform

Building an investment platform for the leading global investment and advisory firm

We helped the leading global investment management group from US develop a SaaS solution that allows institutional investors to manage their investment funds. The product provides advanced analytics functionality.

Supporting software development

Supporting software development operations for a fintech accelerator

Finleap builds technology companies for the banking, insurance, and asset management industries. We helped the company develop MVPs for two products: BillFront and PairFinance, and continue supporting and maintaining these products.

Fintech categories we serve

Our experience in financial software development extends from payments to insurance and wealth management, and we're always excited to take part in the projects that transform the financial industry.

Wealth management

We help companies build ultimate tools for personal investing, asset management, personal finance analytics, and more.

Consumer banking

We build elegant, neat, and secure banking apps for banks of all sizes: from midsize to enterprise ones.


We create functional, yet easy-to-use insurance apps for delightful customer experiences. Our priority is security and rewarding UX.


As peer-to-peer lending industry is growing, we're glad to offer our customers robust solutions for fast, secure, and easy payments.

Personal finance

For personal finance app sphere, we offer integrations and APIs along with custom development for feature-rich applications.


No matter what type of payment app you're building, we're ready to offer the most workable and secure technical solutions.

Technical challenges in finance we've successfully solved

We've listed some specific problems that we solved on our fintech projects so you could have a better idea of our technical skills and experience.

Investment Technology

  • Integrating with stock market APIs
  • Building a simulator that imitates the behavior of the NASDAQ/NYSE stock market


  • Building an automatic payment system for the educational sphere


  • Creating microservices architecture for a social investing platform

Machine learning

  • Building machine learning algorithms for assessing the risk of loan applications
  • Building machine learning algorithms to define profitable investment opportunities

Mobile banking

  • Developing a mobile banking application for consumers

Need engineering capacity to build financial software?

Our Advantages

  1. check icon Free & non-binding offer
  2. check icon 13+ years in the development and service design market
  3. check icon 160+ released projects
  4. check icon 150+ In-house specialists
  5. check icon Needs analysis instead of sales talk
  6. check icon Valuable suggestions from experts in the field for your project


Harju maakond, Tallinn, Lasnamäe linnaosa, Paepargi tn 47-9, Estonia, 11417
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